In the United States, BucksApp is a partner for young adults who are beginning their journey in financial life.

• Connect your bank account
• Track expenses, balance, and income
• Define the budget for each category
• Know your BucksApp score
• Receive alerts when you exceed your limits

• All the basic features plus...
• Request unlimited advances (one at a time)
• Know your credit score
• Receive alerts on overdraft fees
• Receive expense predictions!

Young adults eager to start their journey in financial life, and:

• Are at least 18 years or older
• Have a valid email address
• Have a U.S. bank account
• Have a valid U.S. Social Security Number
• Have a verifiable residential U.S. address

If you send the advance request before 12:00 PM EST on a business day, you should receive the transfer before 6:00 PM EST on the same business day. If you send the advance request after 12:00 PM EST on a business day, you should receive it the next business day between 9:00 AM and 6:00 PM EST. Please note that:

• Transfers take longer to complete if over a weekend or a holiday.
• Transfer times vary depending on banks.

Sometimes transactions to or from a bank or credit union can fail. Here are a few reasons why a transaction can fail:

• Insufficient funds: There are insufficient funds in the sending bank or credit union account to complete the transaction.
• Frozen account: A bank or credit union account has been frozen.
• Other reasons: A bank or credit union rejects the transaction for some other

If a transaction fails, please contact your bank or credit union to check on the status of your account. Then either re-initiate the transaction or ask your financial institution why the transaction may not be processed.

Yes, the steps to do this depend on whether you have an advance payment pending or not.

(1) If Advance Payment Pending - you must go to “Contact Us” in the main menu and email us that you need to change your bank account. We will then manually remove your bank account in “My Profile”.

(2) No Advance Payment Pending - Go to Main Menu - My Profile - select edit bank account.

We evaluate your advance application on the following considerations: Bank account age (at least 3 months old), Bank account balance, Number of Returned checks or Insufficient Funds Fees, Existence of deposits and withdrawals from other lenders, Previous loan repayment history with BucksApp, Monthly Cash Flow analysis, and Valid identification information.

We attempt to move as quickly as possible based on our hours: If you send the advance request before 12:00 PM EST, you should receive the transfer before 6:00 PM EST. If you send the advance request after 12:00 PM EST, you should receive it the next day between 9:00 AM and 6:00 PM EST.

• Transfers take longer to complete if over a weekend or a holiday.
• Transfer times vary depending on banks.